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The fact that they are relatively easy to obtain means that they are also very expensive to use, so using them responsibly is an absolute must, lest you risk further damaging your credit rating. Provided that you make your payments on time and use your card sensibly for a few years, you should find that many more options will eventually open up to you, including the possibility to obtain a generous overdraft and a wide range of other credit card deals. You probably know some of the facts about credit cards for people with bad credit and things are obviously not so good as those folks with good credit ratings.

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